Credit Card with zero interest is mostly the kind of Credit Card for College Students always wish to apply for or wish to get from there various Banks regardless of the country.
For the fact you are looking for Credit Card With No Balance Transfer Fee, then you just have to take your time in really every pic of information here in this post as I will be showing you all you really want to know about the Credit Card for College Students.
First thing first, I believe you really know that A credit card is a thin rectangular slab of plastic issued by a financial company (BANKS), that lets cardholders borrow funds with which to pay for goods and services. Credit cards impose the condition that cardholders pay back the borrowed money, plus interest, as well as any additional agreed-upon charges.
So as a student looking for a credit card that suits you, there are some key features you just have to ask or check out on first before going forward in applying.
Key Features To Consider As Credit Card for College Students
Most college students have limited experience with credit cards and other forms of credit. Accordingly, Students keen on building credit quickly need to look for cards that report timely payments to one or more (ideally all three) consumer credit reporting bureaus.
So check below to see the Key features you have to look out for before application:
Sign-up Bonus: As a student applying for Credit Card they should not be any traditional sign-up bonus. However, Discover automatically doubles all the cash back earned during your first year, with no caps or limits. This is why is best recommended
Early Spend Bonus: Credit Card for College Students should not also have early spend bonus.
Rewards and Redemption: consider a card that will let you earn unlimited 1% cash back on all eligible purchases so that when you pay your statement balance on time, you’ll get a 0.25% cash back bonus. And this list I will be showing you have them all, all you just need to do is to also set your rewards balance to redeem at $25, $50, $100, or $200, or on a pre-determined date.
Key Fees: Best College Student Credit Cards should not have an annual fee or foreign transaction fee. Late payments cost up to $38. Cash advances cost $10 or 3%, whichever is greater.
Introductory APR: No introductory APR should be required from any Best Credit Cards for College Students. This is the most reason you will be checking you this list I will be showing you below.
Other Perks: The Capital One CreditWise feature includes a “what-if simulator” that you can use to predict changes in your credit score and debt load based on hypothetical financial actions and events.
So those above are what you have to consider why looking for such Credit card in your Mind. However, you really don’t have to worry your self much because this Best Student Credit Cards list below gat you covered with these features.
Best Credit Card for College Students
Below are the list of Best Student Credit Cards you can apply for
Journey® Student Rewards from Capital One®
Journey® Student Rewards from Capital One® is a low-fee student credit card that’s ideal for students with decent credit and a penchant for cash back rewards.
Student credit card benefits: 1% Cash Back on All Purchases; 1.25% Cash Back Each Month When You Pay on Time
Discover it® Student Cash Back Card
The standard Discover it® Cash Back card has similar benefits to the Discover it® Student Cash Back card this is we also recommend it to you. In particular, it has a nice cash back rewards program
Student credit card benefits: $20 Annual Cash Back Bonus for Good Grades; Double Cash Back Rewards in the First Year. Quarters begin January 1st, April 1st, July 1st, and October 1st.
Citi Rewards+℠ Student Card
The Citi Rewards+℠ Student Card rewards students who spend heavily on gas and groceries. However, The key details include: 2X Points on Supermarket and Gas Station Purchases, Up to $6,000 in Combined Annual Category Spending
Discover it® Chrome for Students
Discover it® Chrome for Students is very similar to the regular Discover it Chrome card. Its cash back program is a bit different from the Discover it Cash Back card’s, though: dining and gas purchases earn 2% cash back, up to $1,000 in spending per quarter.
Student credit card benefits: $20 Annual Cash Back Bonus for Good Grades; Good for Students With Average Credit
Wells Fargo Cash Back College Card
The Wells Fargo Cash Back College Card is a student-friendly cash back card with, arguably, the most valuable rewards program of any card following this Best Credit Card for College Students
Student credit card benefits: 3% Cash Back on Gas, Grocery, and Drugstore Purchases for the First 6 Months; Then Unlimited 1% Cash Back
State Farm® Student Visa®
State Farm® Student Visa® is a rewards credit card from State Farm, there’s no sign-up bonus here, the rewards program is pretty nice for State Farm policyholders:
Student credit card benefits: 3 Points Per $1 Spent on Insurance Premiums, Up to $4,000 Annually; 1 Point Per $2 Spent on All Other Eligible Net Purchases
Capital One® Secured Mastercard®
Is different from the credit cards listed above as a secured credit card, Capital One® Secured Mastercard®. However, sometimes membership isn’t limited to registered students.
Student credit card benefits: No annual fee; Credit-building benefits with responsible card use
Citi® Secured Mastercard®
The last in this list happens to be Citi® Secured Mastercard®. This is another secured credit card with benefits for students – and, with no annual fee, it’s pretty cost effective.
Student credit card benefits: Reasonable APR and Fees; Relatively High Credit Limit; Good for Students With Poor Credit
This is the Best Credit Card for College Students you can ever think of having, and all you just need to do is to visit any of the banks of the selected Credit Cards to open an Account and as well apply for your Credit Cards.
Please, remember that you can also use the comment box below in asking any of your questions or dropping your opinions about this credit card.